Capture the moment.
Use voice or text on mobile, or add an entry on the web. Check the details and keep moving.
A little clarity. Every day.
Capture a spend in seconds. See what changed. Let Tomo help you find a useful next step—from your own records.
For salaries, side income and the everyday expenses in between.
Illustrative review · sample data
Income minus spending. This is not a bank balance or safe-to-spend estimate.
Food is your largest spending category this week. Review the entries before changing your budget.
Based on recorded entriesARI / TOMO
Use voice or text on mobile, or add an entry on the web. Check the details and keep moving.
Bring income, spending and category changes together. Spot gaps in your records before drawing conclusions.
Ask Tomo about your spending, review a budget or correct an entry. A better picture starts with better information.
Your bank shows account activity. Ari brings the entries you record into a review you can act on, with budgets, goals and a spending companion alongside them.
Ari is a money-management tool. It is not a bank, broker or financial adviser.
Privacy ↗Tomo is the spending companion inside Ari. It uses recorded transactions and relevant budgets or goals to explain patterns. Its interpretations are suggestions, not verified predictions.
You can start with manual entries. Bank-import availability depends on the supported connection and account setup; it is not required to begin.
Recorded cash flow alone cannot answer that. Missing balances, bills and future income matter. An incomplete record should never be treated as a guaranteed amount you can safely spend.
Start with the available account features. If you choose a paid plan, review its current price, renewal terms and cancellation details in the app before subscribing.
Open the web app now. You can also check Android availability on Google Play. Mobile and web features may differ.
You do not need a perfect history to begin understanding today.